Life Insurance in California
It’s never too early to prepare for the future with life insurance. California life insurance policies are created quickly and easily with the help of RDS Insurance Brokers.
By purchasing life insurance, California, Arizona, and Nevada residents can make sure that they provide for their family, even in dire circumstances. Life insurance benefits can be used for a variety of applications, including funeral costs, replacement earnings for lost wages, or even education benefits for children.
Here at RDS Insurance Brokers, we offer two types of life insurance for California residents. These are whole and term life insurance. California residents considering these options should know that there are benefits and drawbacks to each type of policy, so it is important to weigh your options and speak to an insurance professional about your needs prior to purchasing life insurance.
Whole life insurance provides insurance for, as the name implies, the entire life of the policy holder. This means that, while you pay more for the policy, it is guaranteed to never expire.
With term life insurance, California residents are guaranteed a life insurance payout if the death of the policy holder occurs within the term specified in the policy. Because the payout is not guaranteed, though, this policy tends to be a cheaper option than whole life coverage.
If you have any questions or would like to speak to someone about the options available with life insurance, California, Arizona, and Nevada residents are encouraged to speak with a RDS Insurance Brokers representative. We are always available, and are looking forward to doing everything we can to earn your business.