Have a Safe and Happy Halloween

by mshoemaker

Category: Blog

Halloween is a fun night for children of all ages; but as parents always say, “safety first!” Parents, don’t forget to heed your own advice when it comes to your home and decorations when the ghost and goblins come knocking on the door.


Safety tips for Trick-or-Treating:

  • Make sure costumes fit properly to avoid tripping, especially if you might be walking up and down stairs.
  • Try to incorporate light colored or reflective clothing into costumes to be more visible.
  • Try to choose a costume appropriate for the weather; if it’s cold out, wear long sleeves
  • Carrying a flashlight can help Trick-or-Treaters be more visible as well as helping to maneuver around safely.
  • Always walk closer to curbs, or better yet, on a sidewalk to avoid being in the path of cars.
  • Never trick-or-treat along, try to stay with a group.
  • If you are in a less urban area, keep an eye out for wild animals.

For Halloween night drivers: remember to drive slower, be careful and always keep an eye out for people walking!

10-27 Halloween

Important tips for the homeowner or renter:

  • Avoid using candles in your decorating to keep from starting a fire. Use LED candles, lights, or glow sticks in decorations instead.
  • Try not to overload your electrical circuits which can cause a power outage or even a fire.
  • DO try to light up your driveway or walkway so Trick-or-Treater can see where they are going.
  • Clear a defined path and make sure there is nothing for your visitors to slip and fall on.
  • Have pointy or prickly plants? Trim them back and rope them off so no one gets hurt.
  • We all love our pets, but animals can be scary to some people and nights like Halloween can be stressful on your pets. Try to find a nice quite place out of the way for your furry friends.

If you put your porch light on have candy!!! A porch light tells Trick-or –Treaters you are home and have candy. There is a chance you might get vandalized in retaliations for your lack of candy. No candy = no porch light.

These tips not only help keep you, your children, neighbors and friends safe; but also can reduce the risk of claims or even lawsuits from damage or injury.

Worried about having enough coverage on night like Halloween? Give our office a call to review your policy or to get an Umbrella policy quote. Have a safe and fun Halloween!!!

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